About Us

Strong Tie Insurance has been protecting people, their possessions and their businesses for 20 years. Since then we have insured hundreds of thousands with hundreds of plans rates and specials. We have developed special relationships with contractors, body shops, hotels, car dealers, car rental companies and others to do exactly what you expect from an insurance company to resolve problems quickly and exceed your satisfaction.

what do you want to insure? Insurance Options

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Truck Insurance

We offer comprehensive commercial trucking insurance quotes in California. Get cheap insurance rates without sacrificing quality coverage.
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Home Insurance

California home insurance policies are more affordable when you work with Strong Tie Insurance.
Car Insurance

Auto Insurance

Our well-informed agents do their best to simplify the California auto insurance selection process for you.
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Workers Compensation

Workers' compensation insurance is a type of insurance purchased by employers for the coverage of employment-related injuries and illnesses.
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Business Insurance

Our agents will personally guide you through the steps of determining which aspects of a California commercial insurance policy you require.

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Personal Insurance

Whether you need to protect your car and home, for peace of mind, our agents will provide you with outstanding service and the policies you need.

The best way to ensure that you’re getting the cheapest insurance quotes is to shop around. Because your situation is unique, you’ll want to chat with an insurance professional who can access your needs and make the appropriate recommendations.

Make sure that you compare similar coverages. One company might offer a cheaper rate, but not include as much coverage. If you already have coverage, use your existing policy as a jumping-off point.

Give us a call at 866-671-5050 or fill out a callback form on our website.

Insurance companies are going to look at several factors to determine your insurance quotes and availability. Here are some of the most common:

  • Your personal driving record, or the driving histories of your employees
  • Where your trucks are kept and whether that location is safe or not
  • Legal liability requirements, depending on your business and state laws
  • The age and condition of your vehicles
  • The area in which your company does business

The best way to ensure that you’re getting the cheapest insurance quotes is to understand how prices are determined. Here is what insurance companies use to create your commercial truck insurance quotes. 

  1. Types of coverage you want/need
  2. Kind of cargo you haul
  3. Where you store and deliver cargo
  4. Models and number of vehicles in your fleet
  5. Driving records of those who drive your trucks
  6. Your company’s safety and inspection history

You can further save money on your insurance rates by focusing on safe driving. Your company can implement programs focused on training and maintenance. A track record of safe driving can dramatically lower your insurance rates.

Every state requires at least some form of commercial liability for truck drivers. This is what is often referred to as minimum coverage. While carrying only liability will make sure you’re operating with the legal limits, you still may not be fully protected.

The exact kind of commercial truck insurance you need depends on your business, what you haul, how far away your route takes you, and who does the hauling. Your dispatcher may have specific requirements before they contract with you as well.

There are many different kinds of policies that might be right for your trucking needs. Make sure to work with an experienced and knowledgeable insurance provider to get the best recommendations to cover your needs while also getting the best, cheap insurance quotes. Here are some of the most popular kinds of insurance coverages:

  • Primary Liability covers damage you cause to others while operating your semi. This coverage does not pertain to damages made to your truck.
  • Physical Damage Coverage helps to repair or replace equipment that has been damaged during an accident or theft.
  • Non-Trucking Liability covers damages made to others while the truck is not under dispatch. For example, if you use your semi-truck to help a friend move and are involved in an accident.
  • Motor Truck Cargo covers your cargo. Insurance plans can restrict what and how the shipment is included, so make sure you find the appropriate policy. For a wide range of cargo coverage, look for something that covers your cargo regardless of the risk involved.
  • Truckers General Liability covers your actions while you are operating somewhere else; for example, if your driver is working on a loading dock. General liability also helps cover any mistakes made during the delivery of the cargo.
  • Trailer Interchange/Non-Owned Trailer is used when you are hauling a trailer that you don’t own. Sometimes there are agreements created called “trailer interchanges.”
  • Medical Payment Insurance helps cover medical bills if you or a passenger is injured while on the job. This coverage can vary from state to state.

Uninsured/Underinsured Motorist Insurance protects you in case someone else causes an accident but doesn’t have sufficient insurance to cover your losses.

Get the best insurance rates from Strong Tie Insurance. Call us today!

Whether you are looking to find cheap commercial truck or auto insurance quotes, or cheap personal or commercial insurance - we can help you get the cheapest insurance quote without sacrificing the quality and coverage.

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