Terms and Conditions - Strong Tie Insurance Services

STRONG TIE INSURANCE SERVICES INC.

Térms and Conditions

Térms & conditions

  1. Introduction

Introduction Welcome to the Strong Tie Insurance Services Inc. website. These terms and conditions govern the use of our website. By accessing and using this site, you agree to comply with these terms and conditions in their entirety. If you do not agree with any of these terms, please do not use our site.

  1. Acceptance of Terms

By using our website, you accept and agree to comply with these terms and conditions, as well as all applicable laws and regulations. If you do not agree with any of these terms, you should not use our site.

  1. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is protected by copyright laws and other intellectual property laws. Strong Tie Insurance Services Inc. is the owner of all intellectual property rights related to the content of the website. Unauthorized reproduction, distribution, modification, or use of the content is not permitted without our prior written consent.

  1. Use of the Website

      a) It is prohibited to use our website for illegal purposes or any unauthorized activity.

      b) Posting defamatory, obscene, offensive, fraudulent, or rights-violating content is not permitted.

      c) Unauthorized access to protected areas of our website, computer systems, or any other related information or data is not allowed.

      d) We reserve the right to suspend or cancel access to the website for violations of these terms and conditions.

  1. Privacy

The privacy of our users is important to us. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect the personal information of our users.

  1. Liability

      a) Strong Tie Insurance Services Inc. will not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our website.

      b) Users are responsible for their use of the website and agree to indemnify and hold Strong Tie Insurance Services Inc. harmless from any claims or demands arising from their misuse.

  1. External Links

Our website may contain links to third-party websites. We have no control over the content or privacy practices of these sites and assume no responsibility for them. Accessing these links is at your own risk.

  1. Modifications

Strong Tie Insurance Services Inc. reserves the right to modify these terms and conditions at any time without prior notice. Changes will be effective upon posting on the website. It is the user’s responsibility to periodically review these terms and conditions to stay informed about updates.

  1. Applicable Law and Jurisdiction

These terms and conditions shall be governed and interpreted in accordance with the laws of the state of California in the United States of America, without regard to its conflict of laws provisions. Any dispute related to the use of our website shall be subject to the exclusive jurisdiction of the courts of the state of California in the United States of America.

  1. Contact

If you have any questions or concerns about these terms and conditions, you can contact us at the following email address: [email protected]. You can also reach us by phone at (800) 671-5050 during our business hours.

  1. Insurance Sales in California

        a) Strong Tie Insurance Services Inc. is duly authorized and licensed by the California Department of Insurance to sell and promote insurance in the state of California.

        b) All insurance transactions conducted through our website in California are governed by the laws and regulations of the state of California.

  1. Insurance Sales in Texas 

    a) Strong Tie Insurance Services Inc. is duly authorized and licensed by the Texas Department of Insurance to sell and promote insurance in the state of Texas. 

    b) All insurance transactions conducted through our website in Texas are governed by the laws and regulations of the state of Texas.

  2. Mandatory Disclosures 

    a) California: In accordance with California insurance law, any fraudulent, intentionally false, or misleading statement in an insurance application or claim may result in coverage denial or policy cancellation. 

    b) Texas: According to Texas insurance law, any person who knowingly presents a fraudulent insurance application or claim is subject to legal penalties and potential criminal convictions.

  3. Cancellation and Refund Rights 

    a) California: If you wish to cancel an insurance policy purchased through our website in California, follow the cancellation and notice procedures outlined in California insurance law. Please note that cancellation fees may apply. 

    b) Texas: If you wish to cancel an insurance policy purchased through our website in Texas, follow the cancellation and notice procedures outlined in Texas insurance law. Please note that cancellation fees may apply.

  4. Disclaimers 

    a) California: Strong Tie Insurance Services Inc. assumes no responsibility for any statement, action, or omission that may constitute a violation of California insurance laws or regulations if such statement, action, or omission is made without the company’s knowledge or express consent. 

    b) Texas: Strong Tie Insurance Services Inc. assumes no responsibility for any statement, action, or omission that may constitute a violation of Texas insurance laws or regulations if such statement, action, or omission is made without the company’s knowledge or express consent.