At Strong Tie Insurance, we understand the daily risks you face as a specialty vehicle operator —that’s why we have developed a reliable commercial truck insurance program designed to meet your specific vehicle insurance needs, while saving you substantial premium dollars.
We offer comprehensive commercial truck insurance quotes in California. It’s vital for your business to secure the appropriate commercial truck insurance coverage—and fast. Do you know if your business is up-to-date with important State and Federal insurance filings?
You are required to carry a certain amount of commercial truck insurance coverage in order to comply with various industry regulations— we make it our top priority to make certain that your business is fully compliant so that you can continue to do what you do best!
We pride ourselves in offering different vehicle insurance coverages including customized commercial truck insurance packages that house all of your coverage needs under one roof. We also understand that time is of the essence in the logistics industry, which is why we are proud to provide you with complete and comprehensive solutions, uniquely tailored to commercial truckers.
Our commercial truck insurance coverage options include:
Our team aims to take the hassle out of securing effective commercial truck insurance or vehicle insurance coverage, and when you partner with us, the benefits don’t stop there. We can offer you and your commercial fleet Annual Road Side Assistance for $149 per year.
Contact us today for a free commercial trucking insurance quote. You may also reach us to learn more about our commercial vehicle insurance or specialty insurance programs!
From small businesses to large logistics companies, we provide commercial truck insurance to a wide range of business customers nationwide – not only in California but also throughout the United States. We virtually cover every industry that uses commercial vehicle or trucks in their trade. These are just a few of the industries we cover:
As one of California’s leading commercial trucking insurance companies, we understand the risks you face on a regular basis as an owner-operator. Our commercial truck insurance policies are designed to help you stay protected and run your business effectively without surprise costs or excessive fees.
Our commercial vehicle insurance policies are one of our most widely purchased options. Like cars, commercial auto liability insurance is mandatory in all states, making it essential that your commercial vehicle is adequately covered.
Without commercial vehicle insurance, you could risk fines and other penalties for your commercial fleet, limiting your ability to run your business and creating major financial risks in the event that one of your vehicles is involved in an accident.
Below, you can find a complete list of our commercial vehicle insurance options, information on the areas we serve and the importance of commercial vehicle insurance.
Get your FREE commercial trucking insurance quote today
Talk to one of our agents at (844) 961-6161 for instant service.
Like many other states, California law requires that your commercial vehicles are adequately insured in order to use public roads. In fact, there are several laws determining the necessary forms of insurance required for use of commercial vehicles in California.
If you own or operate trucks as part of your business, it’s essential that they are fully insured with both the driver, occupants and other motorists covered for costs such as medical care, property damage and more.
Operating a truck or other commercial vehicle without adequate insurance can leave you at significant risk of facing fines. It’s also possible that the vehicles or trucks your business depends on could be impounded, preventing you from being able to properly operate your business.
Beyond its legal importance, there’s the peace of mind of staying insured. If one of your vehicles or trucks is involved in an accident without adequate insurance, your business could face significant medical care expenses, property damage and legal costs.
This means that commercial vehicle insurance is an essential service for all businesses that operate trucks and other commercial vehicles in California. Luckily, insuring your trucks is a fast, simple and affordable process with our range of commercial vehicle insurance options.
We offer a wide range of insurance policies and options aimed at trucks of all sizes and types. Whether your business depends on small delivery or large trucks designed for large scale logistics, our experienced team can help you purchase the perfect vehicle insurance solution you need.
We cover all types of vehicles including specialized haulers designed for hazardous materials, dry freight, containers, lumber and more.
Below, you can find a full list of the options we offer:
The freight your business transports is hugely valuable, and even a minor accident can be all it takes to cause significant losses, delays and inconveniences for your clients and to your company. Our motor cargo insurance protects your freight and covers your liability for lost or damaged cargo.
During transportation, cargo can be damaged due to a collision, fire or accident damage caused by factors other than your vehicle’s driver.
Motor cargo insurance covers your liability in the event that your cargo is damaged or left on a roadway due to an accident. It also covers costs such as legal expenses that result from a client taking action and other miscellaneous cargo-related costs.
Even the smallest collisions can result in serious damage to your trucks and other commercial vehicles, often leading to significant repair and replacement costs. Physical damage coverage ensures you’re covered for the cost of repairing or replacing your truck after an accident.
As part of a physical damage coverage insurance policy, you’ll be protected in the event that your commercial vehicle is damaged in a collision with another driver, a collision with another object or a non-collision accident in which the truck is damaged.
From slips and falls to accidents while unloading, general liability coverage is an important part of protecting your trucking business against the cost of accidents that can occur while you run your business.
For companies that operate a fleet of commercial vehicles, general liability insurance provides coverage for medical payments, property damage, bodily injury, personal injury and other highly common types of liability.
Accidents, including serious accidents, can occur at any time, particularly if your company transports freight, delivers items and provides service to customers.
Excess liability coverage protects your business in the event of a catastrophic accident, offering commercial vehicle insurance coverage for amounts beyond the typical limits of a standard insurance policy and helping your business move forward after a major accident and potentially costly settlement.
Workers compensation insurance is vitally important and in most states mandatory for businesses of any type, and particularly essential for businesses with a significant amount of employee risk. From collisions to slips and falls in a warehouse environment, injuries and accidents can occur at any time, in any setting.
Workers compensation insurance gives your trucking company coverage for drivers and other staff, covering your liability for medical costs and lost wages incurred by employees injured on the job.
With 20 years of experience insuring individuals and businesses, we’re 100% committed to offering the highest quality solutions at prices that allow your business to operate effectively.
Thanks to our dedicated team, we offer additional value beyond your insurance policy, such as an unmatched level of customer service from our experienced staff. We are available 24/7 to help you answer common questions about commercial trucking insurance, learn more about your insurance policy and easily make claims.
At Strong Tie Insurance, we operate nine locations throughout Southern California and a single location in Miami, Florida. As one of the country’s leading insurance providers, our goal is to keep your entire company safe and protected both on the road and in the workplace.
Would you like to learn more about our services? To learn more about our wide range of options or to request a free quote for your requirements, please contact us now at (844) 961-6161.
From our locations in California and Florida, we offer a wide variety of options in six different states. Currently, our services are available in the following states in the Pacific Northwest, Southwest and South Central USA:
We currently operate nine locations throughout Southern California, the majority of which are in the Greater Los Angeles area. Full contact information for our Southern California locations can be found on our contact page.
Currently, we operate one location in Miami, Florida. Further address and contact information for our Miami location can be found on our contact page.
Whether for local deliveries or regional logistics, it’s essential that your commercial fleet is properly insured. Our insurance covers you for everything from physical damage from collisions and accidents to cargo damage, personal injuries and more.
With over 15 years of experience, our expert team has assisted tens of thousands of California businesses that require insurance coverage, helping both small and large businesses find and purchase policies that meet their needs.
To get started, call our team now at (844) 961-6161 or fill out our contact form to request a free quote for your hauling business coverage and learn more about the options available to you.
In general, trucking insurance works much like your personal auto insurance policy. You pay a monthly premium for your coverage. If there is an incident where your insurance is at play, you will pay up to your total deductible, and your insurance would cover the rest.
Different types of insurance work in more specific ways. To better understand your options and how each type of insurance protects your business, make sure to talk to a qualified insurance agent.
There are several things to consider when deciding which types of commercial truck insurance your trucking company needs.
Each state has minimum amounts of coverage that is required by law. Typically, you must have liability insurance that pays for damage you cause in an accident. Some companies want cheap commercial truck insurance, which means they only purchase the state minimum. However, the reality is that most commercial trucks should have additional coverage to protect both themselves and their business
You should consider getting insurance quotes for physical damage coverage, motor truck insurance, bobtail insurance, occupational accident insurance, and non-owned trailer coverage. Every situation is different, so it’s crucial that you work with an insurance agent with experience with trucking insurance.
Ultimately, you want to find the cheapest truck insurance that offers ample protection for your business.
General liability insurance provides coverage for injuries or damages that happen in the course of doing business not directly related to operating your commercial truck. For example, if damage is caused due to an erroneous delivery, you will be covered by general liability insurance.
If you purchase motor truck general liability insurance, you get the following coverages: bodily injury, property damage, personal injury, advertising injury, and medical payments.
There are a variety of factors that impact your insurance quote. If you are a new company, you can expect to pay between $12,000 and $18,000. In some cases, prices could be as high as $30,000. If you are an owner-operator that is leased onto a motor carrier, the average commercial truck insurance costs between $2,000 and $4,000.
The term “full coverage” doesn’t necessarily describe a specific type of insurance. Usually, this means a policy that not only has the required liability insurance but also contains comprehensive and collision coverage.
Comprehensive insurance helps repair or replace your vehicle if it’s stolen or damaged by acts of nature or vandalism. Collision coverage can repair or replace your vehicle if it’s in an accident with another object.
Full coverage often depends on the kind of vehicles you are insuring as well. The most common commercial vehicles cost between $75 and $150 per month for cars and between $130 and $400 for commercial trucks.
Of course, full coverage for your vehicle might include additional types of insurance, which is also impact the total price.
Motor truck cargo insurance is also known as carrier liability. This coverage is often limited in what it covers. The goal is to protect the goods from loss, damage, or theft while in transit. It also includes cargo while it is in storage.
Transportation insurance offers coverage on cargo while it is in transit from one location to another. This includes any kind of transportation, whether it be land, sea, or air. The most significant difference is that transportation coverage is only in effect while the cargo is being moved. It does not protect cargo when it is in storage.
Cargo insurance covers freight in the case it is physically lost or damaged during shipment – so long as the cause is external during delivery. Cargo policies can cover transporting goods by land, sea, or air.
While both cargo and freight insurance have the same purpose, there is a significant difference. The term freight is used when goods are transported by train or truck. When a transport carrier charges money for the shipment, it is known as a freight charge. Cargo, on the other hand, refers only to goods and not money.