What if The Other Person Doesn’t Have Auto Insurance?
Most states mandate drivers get automobile liability insurance as a prerequisite to registering their vehicle. However, some people manage to avoid the law.
In some cases, they may register their vehicle, then immediately cancel their insurance policy. In other cases, they may simply be driving an unregistered vehicle.
In most cases, even if the other driver was at fault and is uninsured, they are still liable for damages. But you may need to sue the other driver to recover those damages.
Some states have what are called “no-fault laws,” which means both drivers are liable to pay the other’s damages. However, most states with these laws allow you to sue for severe damages.
Regardless, there is another way to secure yourself from uninsured drivers. Some insurance companies offer uninsured motorist coverage for just this scenario. With this type of coverage, you’re protected no matter the other driver’s insurance situation.
Protect Yourself With Reliable Insurance
No matter where you’re located, the best way to protect yourself from the consequences of road accidents is with reliable, comprehensive insurance. Our insurance policies range from standard auto insurance to insurance for commercial trucks and other commercial vehicles. You may call our team now at (866) 671-5050 or fill out our contact form.