If you own or manage a trucking fleet, you know very well the risks involved in such kind of operations. Unexpected events such as vehicle damage, employee injury, or theft could occur at the most unexpected time and will cost the company a lot if you do not have the protection of a commercial trucking insurance. Truck insurance gives you the protection against unexpected expenses due to unforeseen events, which could be the difference between continuous business operations with minimal loss or going into bankruptcy.
Strong Tie Insurance Services provides produce truckers with the cheap truck insurance quotes and services on the market. Strongly rooted in the California insurance industry, the agency offers the best rates and coverage options for truckers that cannot be matched by any other California insurance company.
The State of California and the Federal Motor Carrier Safety Administration (FMCSA) have specific insurance requirements for commercial trucks. Different types of insurance coverage are required for the different types of trucking operations. The state laws of California require truck operators and drivers and new ventures to maintain a minimum amount of liability insurance. Strong Tie Insurance has different types of coverage for your various needs.
Truckers that haul produce, grocery, and frozen food need to get specific insurance coverage as required by law. Strong Tie Insurance can provide your trucking business with comprehensive insurance solutions specifically tailored to your needs.
Benefits of getting commercial truck insurance
Commercial truck insurance protects the truck fleet owner or operator against the following:
- Accidental damage which may include or exclude collision to truck
- Injured or dead third party who may be uninsured or underinsured
- Bodily harm to the third party caused by the truck driver
- Property damage to the third party caused by the truck driver
- Medical expenditure and cremation proceedings in the event drivers come across accidents
- Additional benefits for hospitalization, rehabilitation, loss of wages, loss of services, death, and survival
- Expenses for rental cars, food, lodging, and other subsidiary costs
- Hired Truck liability and hired truck physical damages
- Employer’s non-ownership liability
Produce Haulers Insurance
Motor carriers that operate refrigerated trucks under their authority or those that typically transport foodstuffs will benefit from produce insurance, a specific type of commercial truck insurance designed to the needs of vehicles that work regularly in the produce shipping industry. Produce and food haulers can benefit from this specific type of commercial trucking insurance by protecting the refrigeration equipment and the perishable cargo that needs to be transported. Equipment failure that translates to cargo spoilage requires protection for both vital assets to avoid disrupting the country’s food supply and the truck fleet associated with the business.
Cargo insurance is required if your trucks are in the business of transporting the property of others. It is an essential protection against unforeseen events. Cargo insurance provides protection against risks of physical damage or loss to freight due to external causes during shipping. Subject to some packing exclusions, the cargo insurance policy pays for the damage or loss regardless of which carrier is ultimately responsible. The cargo or freight insurance will cover your cargo that is damaged or spilled on the road due to an accident. It will also protect you against the expenses in the event that the client due to the damage or loss to the cargo sues your company.
Physical Damage Insurance
Physical damage insurance is a general term that applies to the different insurance coverages that protect motor vehicles. It includes collision insurance, fully comprehensive insurance, or the limited fire and theft insurance with combined additional coverage. This insurance covers your trucks for the cost of repair or replacement in the event of a collision or other accidents.
Strong Tie Insurance
Strong Tie Insurance wants to help you avoid the risk of penalties and fines for your trucking fleet or limit your ability to operate your trucking business by helping you purchase the best insurance options for your business. Avoid the financial risks of unexpected expenses due to unforeseen events by getting the protection of a commercial truck insurance and other types of insurance that are suited for your business operations.
We provide commercial truck insurance coverages for California, Arizona, Florida, Nevada, Oregon, Texas, and Washington.
Other Trucking Industries Served: