Unlike other types of small business insurance that it is regulated by the States independently, Workers Comp Insurance is a must requirement for all businesses with employees except in Texas. However, the cost of this insurance coverage varies significantly from one state to another.
What is workers compensation insurance
This … Read More
Roofers worker’s compensation insurance coverage protects your business from incurring huge workers’ comp cost. This insurance cover helps you set up a safety program that prevents workers’ medical expenses and injury-related costs.
Roofing is one of the dangerous jobs with numerous risks. Despite the business owners’ efforts in maintaining … Read More
Due to the high risks in the construction business and other industries, construction workers’ compensation insurance is fundamental. But as an employer, you also need to minimize compensation costs for your workers by reducing the claims on board.
Below are for major tips that you can apply to mitigate your … Read More
In countries like the United States, it is mandatory for truck companies to have truckers workers’ compensation insurance. Some of the coverage that the insurance offers includes:
- Lost income
- Death benefits
- Medical expenses
- Rehabilitation costs
There are instances when the equipment owner in a particular truck company is the … Read More
Protecting your trucking business from fraud to avoid incurring unnecessary cost is essential thus, understanding ways you can use to prevent fraud is equally vital.
How to protect your trucking business from workers comp fraud
Prescreening is the initial stage of protecting your company from workers compensation frauds.Conducting … Read More
Any business with given numbers of employees is supposed to have compensation insurance for the workers. The only exempted businesses are the sole proprietorship where the owner is the single employee. If you have no workers’ compensation coverage, then you risk hefty fines and worst still your business could face … Read More
Generally, employers and business owners who seek out the services of contractors and subcontractors are absolved from any liability for medical and accident-related costs of those independent contractors. However, this is at times, not the case as there are laws that classifies an independent contractor as your employee. Therefore, as … Read More
Employers are required by the Federal and State law to provide workers’ compensation to staff in case of any injury in the workplace. One type of workers’ compensation is the workers’ compensation for contractors.
How workers’ compensation works
The main objective of the workers’ compensation is to cover employees … Read More
California workers comp law is a law that requires all the employers to pay for their employees’ insurance cover. The law is connected to the employees’ injuries whether they are diseases, disabling conditions or specific injuries. Workers compensation insurance supports employees financial needs for injuries that occur while working.
… Read More
The former employee can also sue to claim compensation amount for the work-related illness or injury. Upon death which is consequently caused by the cause of their work to accident or negligence, the employer liability insurance should be able to compensate the family. Short term employers, contractors or casual workers … Read More