Workers comp insurance is a policy for medical as well as wage replacement to employees. On the other hand, occupational accident insurance is renowned for providing a similar kind of insurance coverage, but it covers only independent employees and contractors … Read More
Unlike other types of small business insurance that it is regulated by the States independently, Workers Comp Insurance is a must requirement for all businesses with employees except in Texas. However, the cost of this insurance coverage varies significantly from … Read More
Roofers worker’s compensation insurance coverage protects your business from incurring huge workers’ comp cost. This insurance cover helps you set up a safety program that prevents workers’ medical expenses and injury-related costs.
Roofing is one of the dangerous jobs … Read More
Due to the high risks in the construction business and other industries, construction workers’ compensation insurance is fundamental. But as an employer, you also need to minimize compensation costs for your workers by reducing the claims on board.
Below are … Read More
In countries like the United States, it is mandatory for truck companies to have truckers workers’ compensation insurance. Some of the coverage that the insurance offers includes:
- Lost income
- Death benefits
- Medical expenses
- Rehabilitation costs
There are instances when … Read More
Protecting your trucking business from fraud to avoid incurring unnecessary cost is essential thus, understanding ways you can use to prevent fraud is equally vital.
How to protect your trucking business from workers comp fraud
Prescreening is the … Read More
Any business with given numbers of employees is supposed to have compensation insurance for the workers. The only exempted businesses are the sole proprietorship where the owner is the single employee. If you have no workers’ compensation coverage, then you … Read More
Generally, employers and business owners who seek out the services of contractors and subcontractors are absolved from any liability for medical and accident-related costs of those independent contractors. However, this is at times, not the case as there are laws … Read More
Employers are required by the Federal and State law to provide workers’ compensation to staff in case of any injury in the workplace. One type of workers’ compensation is the workers’ compensation for contractors.
How workers’ compensation works
The … Read More
California workers comp law is a law that requires all the employers to pay for their employees’ insurance cover. The law is connected to the employees’ injuries whether they are diseases, disabling conditions or specific injuries. Workers compensation insurance supports … Read More